There is really no better way to protect your vacation investment than by purchasing travel protection insurance. With the possibility of cancellations, flight delays, lost luggage or passports, medical emergencies, unforeseen evacuations and any other unexpected incidents, travel insurance can provide the reassurance and peace of mind that you need for an average cost of $35-40 per vacation day for a basic policy.
The medical insurance program you depend on at home often does not cover you once you leave the borders of the United States. Medicare assuredly will not cover you if you are hurt or sick. Without basic coverage, travelers should be prepared to pay for any care they require, by either credit card or wire transfer of funds to the provider.
Even a late or missed flight can unravel your plans. If you were expected to pick up a flight to a new city after a short layover but missed your flight altogether, for example, you could wind up having to wait a day to get to your destination – or missing your trip altogether. It is possible that paying for most of your trip with your credit card will give you certain credit card travel protection benefits. You will need to check this with your credit card company and weigh the cost of travel insurance against the travel protection benefits of your credit card. Some people purchase a basic travel protection policy and then use the credit card benefits to supplement the policy.
Our Recommended Plans Allianz Global or Travel Guard Insurance are two of the industry’s leading travel insurance suppliers that can offer you numerous benefits that can help your vacation experience stay positive, even if something unexpected occurs.
Remember, without the purchase of travel insurance, you could lose up to the full cost of your trip! Below are some benefits that Travel Protection Insurance can provide you, depending on the type of insurance you purchase.
Cash-Back and Cancel for Any Reason benefits
Full refunds for your tour or any other prepaid travel arrangements subject to vendor cancellation penalties
Trip Interruption and Travel Delay benefits
Excellent coverage for flight delays due to weather and mechanical problems with an aircraft
Reimbursements for additional travel expense incurred due to flight delays (missed days on tours, hotel and meals)
Baggage Delay benefits
Includes reimbursement (limited) for the incidentals you need to get before your baggage is returned to you
24 Hour Business and Concierge Services
Reservation for transportation services
24/7 worldwide service for a huge variety of issues (emergency medical evacuation, lost or stolen passports and more)
$10,000 (possibly more) in Medical Expenses benefits
Emergency Evacuation
Medical – up to $1 million
Non-medical – up to $25,000
For a Travel Protection Insurance quote or a complete review of the policy details, contact Lynn.